Lowest closing cost mortgage lenders in Smith County County, Tennessee
In Smith County, Tennessee, homebuyers paid a median of $6,117 in closing costs in 2024 — below the Tennessee median of $6,647. The county saw 200 purchase mortgages at a median rate of 6.67%. Among lenders with 10+ originations, WILSON BANK AND TRUST offered the lowest median costs at $2,703, which is $2,309 less than the county median.
Homebuyers in Smith County County who chose WILSON BANK AND TRUST paid $3,414 less in closing costs than the county median.
County Median Costs
$6,117
−8.0% vs Tennessee ($6,647)
Median Rate
6.670%
+0.8% vs national (6.620%)
Median Origination
$3,131
Purchase Originations
200
vs Tennessee Median
8.0% below
$-530
vs National Median
9.3% below
$-624
Lender rankings in Smith County County
1 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.