Lowest closing cost mortgage lenders in Polk County County, Tennessee
In Polk County, Tennessee, homebuyers paid a median of $6,187 in closing costs in 2024 — below the Tennessee median of $6,647. The county saw 120 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, VANDERBILT MORTGAGE AND FINANCE, INC. offered the lowest median costs at $5,403.
Homebuyers in Polk County County who chose VANDERBILT MORTGAGE AND FINANCE, INC. paid $784 less in closing costs than the county median.
County Median Costs
$6,187
−6.9% vs Tennessee ($6,647)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,589
Purchase Originations
120
vs Tennessee Median
6.9% below
$-460
vs National Median
8.2% below
$-554
Lender rankings in Polk County County
1 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.