Lowest closing cost mortgage lenders in Monroe County County, Tennessee
In Monroe County, Tennessee, homebuyers paid a median of $7,154 in closing costs in 2024 — above the Tennessee median of $6,647. The county saw 438 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $4,198, which is $1,577 less than the county median.
Homebuyers in Monroe County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,956 less in closing costs than the county median.
County Median Costs
$7,154
+7.6% vs Tennessee ($6,647)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,306
Purchase Originations
438
vs Tennessee Median
7.6% above
$507
vs National Median
6.1% above
$413
Lender rankings in Monroe County County
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,564 | 7.178% | $1,610 | 10 | −$1,056 | |
| 2 | $4,637 | 6.875% | $2,810 | 19 | −$983 | |
| 3 | $4,998 | 6.750% | $2,533 | 14 | −$622 | |
| 4 | $5,806 | 8.500% | $3,859 | 12 | +$186 | |
| 5 | $7,167 | 6.875% | $4,450 | 31 | +$1,547 | |
| 6 | $7,972 | 6.562% | $5,554 | 14 | +$2,352 |
Includes lenders with 10+ purchase originations in Monroe County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.