Lowest closing cost mortgage lenders in Macon County County, Tennessee
In Macon County, Tennessee, homebuyers paid a median of $6,834 in closing costs in 2024 — above the Tennessee median of $6,647. The county saw 274 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Wellworth Bank offered the lowest median costs at $1,458, which is $3,070 less than the county median.
Homebuyers in Macon County County who chose Wellworth Bank paid $5,376 less in closing costs than the county median.
County Median Costs
$6,834
+2.8% vs Tennessee ($6,647)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,048
Purchase Originations
274
vs Tennessee Median
2.8% above
$187
vs National Median
1.4% above
$93
Lender rankings in Macon County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,458 | 8.175% | $298 | 20 | −$3,070 | |
| 2 | $5,681 | 6.438% | $4,278 | 16 | +$1,153 |
Includes lenders with 10+ purchase originations in Macon County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.