Lowest closing cost mortgage lenders in DeKalb County County, Tennessee
In DeKalb County, Tennessee, homebuyers paid a median of $6,846 in closing costs in 2024 — above the Tennessee median of $6,647. The county saw 237 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, WILSON BANK AND TRUST offered the lowest median costs at $3,808, which is $1,076 less than the county median.
Homebuyers in DeKalb County County who chose WILSON BANK AND TRUST paid $3,038 less in closing costs than the county median.
County Median Costs
$6,846
+3.0% vs Tennessee ($6,647)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,572
Purchase Originations
237
vs Tennessee Median
3.0% above
$199
vs National Median
1.6% above
$105
Lender rankings in DeKalb County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,808 | 6.690% | $1,295 | 15 | −$1,076 | |
| 2 | $5,741 | 6.625% | $3,703 | 13 | +$857 |
Includes lenders with 10+ purchase originations in DeKalb County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.