Lowest closing cost mortgage lenders in Cheatham County County, Tennessee
In Cheatham County, Tennessee, homebuyers paid a median of $7,591 in closing costs in 2024 — above the Tennessee median of $6,647. The county saw 548 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, Legacy Home Loans, LLC offered the lowest median costs at $3,664, which is $1,400 less than the county median.
Homebuyers in Cheatham County County who chose Legacy Home Loans, LLC paid $3,927 less in closing costs than the county median.
County Median Costs
$7,591
+14.2% vs Tennessee ($6,647)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,164
Purchase Originations
548
vs Tennessee Median
14.2% above
$944
vs National Median
12.6% above
$850
Lender rankings in Cheatham County County
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,664 | 6.625% | $1,095 | 15 | −$1,400 | |
| 2 | $4,066 | 6.500% | $1,386 | 16 | −$998 | |
| 3 | $4,139 | 6.625% | $1,983 | 15 | −$925 | |
| 4 | $4,316 | 5.250% | $1,335 | 11 | −$748 | |
| 5 | $4,389 | 6.750% | $3,203 | 21 | −$675 | |
| 6 | $5,734 | 6.250% | $3,096 | 16 | +$670 | |
| 7 | $6,382 | 6.750% | $4,890 | 17 | +$1,318 | |
| 8 | $7,951 | 6.620% | $5,480 | 31 | +$2,887 |
Includes lenders with 10+ purchase originations in Cheatham County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.