Lowest closing cost mortgage lenders in Yankton County County, South Dakota
In Yankton County, South Dakota, homebuyers paid a median of $4,801 in closing costs in 2024 — below the South Dakota median of $5,447. The county saw 182 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, First Dakota National Bank offered the lowest median costs at $2,526, which is $876 less than the county median.
Homebuyers in Yankton County County who chose First Dakota National Bank paid $2,275 less in closing costs than the county median.
County Median Costs
$4,801
−11.9% vs South Dakota ($5,447)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$1,280
Purchase Originations
182
vs South Dakota Median
11.9% below
$-646
vs National Median
28.8% below
$-1,940
Lender rankings in Yankton County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,526 | 6.495% | $494 | 44 | −$876 | |
| 2 | $3,389 | 6.625% | $1,313 | 14 | −$13 | |
| 3 | $5,087 | 6.625% | $3,050 | 17 | +$1,685 |
Includes lenders with 10+ purchase originations in Yankton County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Dakota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.