What are the average closing costs in Union County County?

In Union County County, the median total loan costs on purchase mortgages were $5,381 in 2025, based on 130 originations.

Which lender has the lowest closing costs in Union County County?

Among lenders with 10+ originations in Union County County, Central Bank had the lowest median total closing costs at $5,645 in 2025.

How do closing costs in Union County County compare to South Dakota?

Union County County closing costs (median $5,381) are 4.5% below the South Dakota state median of $5,635.

Lowest closing cost mortgage lenders in Union County County, South Dakota

County Median Costs

$5,381

−4.5% vs South Dakota ($5,635)

Median Rate

6.430%

−0.9% vs national (6.490%)

Median Origination

$2,316

Purchase Originations

130

Denial Rate

8.3%

vs South Dakota avg (7.4%)

vs South Dakota Median

4.5% below

$-254

vs National Median

19.4% below

$-1,299

Lender rankings in Union County County

1 lenders with 10+ originations, ranked by median total loan costs.

Fewer than 3 qualifying lenders in this county.

View all South Dakota lender rankings →

More lender rankings in South Dakota

View detailed closing cost breakdowns and user reviews for lenders in South Dakota → Lender Directory

Found your lender? Make sure their quote is fair.

HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.

Audit my Closing Disclosure Check my Loan Estimate

Getting a quote from one of these lenders? Upload your Loan Estimate to verify their fees → Fair Loan Check

Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.