Lowest closing cost mortgage lenders in Codington County County, South Dakota
In Codington County, South Dakota, homebuyers paid a median of $5,131 in closing costs in 2024 — below the South Dakota median of $5,447. The county saw 259 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, First PREMIER Bank offered the lowest median costs at $2,902, which is $1,653 less than the county median.
Homebuyers in Codington County County who chose First PREMIER Bank paid $2,229 less in closing costs than the county median.
County Median Costs
$5,131
−5.8% vs South Dakota ($5,447)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$2,174
Purchase Originations
259
vs South Dakota Median
5.8% below
$-316
vs National Median
23.9% below
$-1,610
Lender rankings in Codington County County
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,902 | 6.625% | $1,135 | 11 | −$1,653 | |
| 2 | $4,233 | 6.875% | $2,548 | 14 | −$322 | |
| 3 | $4,336 | 6.625% | $2,600 | 28 | −$219 | |
| 4 | $4,371 | 6.625% | $1,822 | 16 | −$184 | |
| 5 | $4,505 | 6.312% | $2,600 | 28 | −$50 | |
| 6 | $4,637 | 6.680% | $2,232 | 16 | +$82 | |
| 7 | $4,703 | 6.375% | $3,018 | 19 | +$148 |
Includes lenders with 10+ purchase originations in Codington County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Dakota → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.