Homebuyers in Codington County County who chose American Bank & Trust paid $2,179 less in closing costs than the county median.
County Median Costs
$5,245
−6.9% vs South Dakota ($5,635)
Median Rate
6.190%
−4.6% vs national (6.490%)
Median Origination
$2,130
Purchase Originations
244
Denial Rate
7.2%
vs South Dakota avg (7.4%)
vs South Dakota Median
6.9% below
$-390
vs National Median
21.5% below
$-1,435
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,066 | 6.562% | $1,315 | 20 | −$1,569 | |
| 2 | $3,103 | 6.375% | $575 | 12 | −$1,532 | |
| 3 | $3,833 | 6.500% | $2,080 | 15 | −$802 | |
| 4 | $4,613 | 6.625% | $1,590 | 13 | −$22 | |
| 5 | $4,879 | 6.188% | $2,959 | 30 | +$244 |
Includes lenders with 10+ purchase originations in Codington County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Dakota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.