Lowest closing cost mortgage lenders in Brookings County County, South Dakota
In Brookings County, South Dakota, homebuyers paid a median of $5,007 in closing costs in 2024 — below the South Dakota median of $5,447. The county saw 234 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, Dacotah Bank offered the lowest median costs at $3,363, which is $1,102 less than the county median.
Homebuyers in Brookings County County who chose Dacotah Bank paid $1,644 less in closing costs than the county median.
County Median Costs
$5,007
−8.1% vs South Dakota ($5,447)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,290
Purchase Originations
234
vs South Dakota Median
8.1% below
$-440
vs National Median
25.7% below
$-1,734
Lender rankings in Brookings County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,363 | 6.562% | $1,080 | 10 | −$1,102 | |
| 2 | $3,646 | 6.500% | $1,901 | 14 | −$819 | |
| 3 | $3,943 | 7.125% | $1,640 | 20 | −$522 | |
| 4 | $4,786 | 6.375% | $2,925 | 64 | +$321 |
Includes lenders with 10+ purchase originations in Brookings County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Dakota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.