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Lowest closing cost mortgage lenders in Lincoln County County, New Mexico

In Lincoln County, New Mexico, homebuyers paid a median of $6,532 in closing costs in 2024 — below the New Mexico median of $7,095. The county saw 138 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, KIND LENDING, LLC offered the lowest median costs at $4,393, which is $1,366 less than the county median.

Homebuyers in Lincoln County County who chose KIND LENDING, LLC paid $2,139 less in closing costs than the county median.

County Median Costs

$6,532

−7.9% vs New Mexico ($7,095)

Median Rate

6.750%

+2.0% vs national (6.620%)

Median Origination

$3,042

Purchase Originations

138

vs New Mexico Median

7.9% below

$-563

vs National Median

3.1% below

$-209

Lender rankings in Lincoln County County

2 lenders with 10+ originations, ranked by median total loan costs.

Fewer than 3 qualifying lenders in this county.

View all New Mexico lender rankings →

View detailed closing cost breakdowns and user reviews for lenders in New Mexico Lender Directory

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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.