Lowest closing cost mortgage lenders in Scotts Bluff County County, Nebraska
In Scotts Bluff County, Nebraska, homebuyers paid a median of $4,455 in closing costs in 2024 — above the Nebraska median of $3,466. The county saw 140 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, First National Bank of Omaha offered the lowest median costs at $3,608, which is $294 less than the county median.
Homebuyers in Scotts Bluff County County who chose First National Bank of Omaha paid $847 less in closing costs than the county median.
County Median Costs
$4,455
+28.5% vs Nebraska ($3,466)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,149
Purchase Originations
140
vs Nebraska Median
28.5% above
$989
vs National Median
33.9% below
$-2,286
Lender rankings in Scotts Bluff County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,608 | 6.625% | $1,642 | 15 | −$294 | |
| 2 | $5,241 | 6.990% | $3,026 | 11 | +$1,338 |
Includes lenders with 10+ purchase originations in Scotts Bluff County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Nebraska → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.