Lowest closing cost mortgage lenders in Richmond County County, North Carolina
In Richmond County, North Carolina, homebuyers paid a median of $5,070 in closing costs in 2024 — below the North Carolina median of $5,720. The county saw 264 purchase mortgages at a median rate of 6.65%. Among lenders with 10+ originations, STATE EMPLOYEES' offered the lowest median costs at $3,743, which is $558 less than the county median.
Homebuyers in Richmond County County who chose STATE EMPLOYEES' paid $1,327 less in closing costs than the county median.
County Median Costs
$5,070
−11.4% vs North Carolina ($5,720)
Median Rate
6.650%
+0.5% vs national (6.620%)
Median Origination
$1,886
Purchase Originations
264
vs North Carolina Median
11.4% below
$-650
vs National Median
24.8% below
$-1,671
Lender rankings in Richmond County County
1 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.