Lowest closing cost mortgage lenders in Polk County County, North Carolina
In Polk County, North Carolina, homebuyers paid a median of $5,639 in closing costs in 2024 — near the North Carolina median of $5,720. The county saw 174 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, HomeTrust Bank offered the lowest median costs at $3,711, which is $1,314 less than the county median.
Homebuyers in Polk County County who chose HomeTrust Bank paid $1,928 less in closing costs than the county median.
County Median Costs
$5,639
−1.4% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,377
Purchase Originations
174
vs North Carolina Median
1.4% below
$-81
vs National Median
16.4% below
$-1,102
Lender rankings in Polk County County
1 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.