Lowest closing cost mortgage lenders in Person County County, North Carolina
In Person County, North Carolina, homebuyers paid a median of $6,219 in closing costs in 2024 — above the North Carolina median of $5,720. The county saw 359 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, STATE EMPLOYEES' offered the lowest median costs at $4,208, which is $496 less than the county median.
Homebuyers in Person County County who chose STATE EMPLOYEES' paid $2,011 less in closing costs than the county median.
County Median Costs
$6,219
+8.7% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,467
Purchase Originations
359
vs North Carolina Median
8.7% above
$499
vs National Median
7.7% below
$-522
Lender rankings in Person County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,208 | 6.575% | $2,220 | 49 | −$496 | |
| 2 | $4,515 | 6.688% | $2,081 | 14 | −$189 |
Includes lenders with 10+ purchase originations in Person County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.