Homebuyers in Montgomery County County who chose Uwharrie Bank paid $2,373 less in closing costs than the county median.
County Median Costs
$5,274
−8.1% vs North Carolina ($5,736)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$2,500
Purchase Originations
202
Denial Rate
16.2%
vs North Carolina avg (9.1%)
vs North Carolina Median
8.1% below
$-462
vs National Median
21.1% below
$-1,406
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,901 | 6.938% | $172 | 10 | −$1,994 | |
| 2 | $3,948 | 5.900% | $1,820 | 47 | −$947 |
Includes lenders with 10+ purchase originations in Montgomery County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.