Lowest closing cost mortgage lenders in Montgomery County County, North Carolina
In Montgomery County, North Carolina, homebuyers paid a median of $5,323 in closing costs in 2024 — below the North Carolina median of $5,720. The county saw 220 purchase mortgages at a median rate of 6.65%. Among lenders with 10+ originations, STATE EMPLOYEES' offered the lowest median costs at $3,679, which is $1,047 less than the county median.
Homebuyers in Montgomery County County who chose STATE EMPLOYEES' paid $1,644 less in closing costs than the county median.
County Median Costs
$5,323
−6.9% vs North Carolina ($5,720)
Median Rate
6.650%
+0.5% vs national (6.620%)
Median Origination
$2,500
Purchase Originations
220
vs North Carolina Median
6.9% below
$-397
vs National Median
21.0% below
$-1,418
Lender rankings in Montgomery County County
2 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.