Lowest closing cost mortgage lenders in Madison County County, North Carolina
In Madison County, North Carolina, homebuyers paid a median of $5,559 in closing costs in 2024 — below the North Carolina median of $5,720. The county saw 161 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MOVEMENT MORTGAGE, LLC offered the lowest median costs at $4,666, which is $427 less than the county median.
Homebuyers in Madison County County who chose MOVEMENT MORTGAGE, LLC paid $893 less in closing costs than the county median.
County Median Costs
$5,559
−2.8% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,208
Purchase Originations
161
vs North Carolina Median
2.8% below
$-161
vs National Median
17.5% below
$-1,182
Lender rankings in Madison County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,666 | 6.875% | $1,595 | 16 | −$427 | |
| 2 | $5,179 | 6.625% | $2,500 | 12 | +$86 |
Includes lenders with 10+ purchase originations in Madison County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.