Lowest closing cost mortgage lenders in Lenoir County County, North Carolina
In Lenoir County, North Carolina, homebuyers paid a median of $6,041 in closing costs in 2024 — above the North Carolina median of $5,720. The county saw 426 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $3,287, which is $2,433 less than the county median.
Homebuyers in Lenoir County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,754 less in closing costs than the county median.
County Median Costs
$6,041
+5.6% vs North Carolina ($5,720)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,194
Purchase Originations
426
vs North Carolina Median
5.6% above
$321
vs National Median
10.4% below
$-700
Lender rankings in Lenoir County County
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,971 | 6.525% | $1,795 | 43 | −$828 | |
| 2 | $4,729 | 6.625% | $2,635 | 17 | −$70 | |
| 3 | $5,703 | 6.750% | $2,985 | 19 | +$904 | |
| 4 | $6,634 | 7.500% | $4,282 | 10 | +$1,835 |
Includes lenders with 10+ purchase originations in Lenoir County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.