Lowest closing cost mortgage lenders in Jackson County County, North Carolina
In Jackson County, North Carolina, homebuyers paid a median of $5,998 in closing costs in 2024 — above the North Carolina median of $5,720. The county saw 233 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, STATE EMPLOYEES' offered the lowest median costs at $4,681, which is $968 less than the county median.
Homebuyers in Jackson County County who chose STATE EMPLOYEES' paid $1,317 less in closing costs than the county median.
County Median Costs
$5,998
+4.9% vs North Carolina ($5,720)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,500
Purchase Originations
233
vs North Carolina Median
4.9% above
$278
vs National Median
11.0% below
$-743
Lender rankings in Jackson County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,681 | 6.025% | $2,500 | 32 | −$968 | |
| 2 | $5,313 | 6.963% | $1,747 | 12 | −$336 | |
| 3 | $6,721 | 6.625% | $3,036 | 11 | +$1,072 | |
| 4 | $7,233 | 6.625% | $3,594 | 14 | +$1,584 |
Includes lenders with 10+ purchase originations in Jackson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.