Homebuyers in Chowan County County who chose STATE EMPLOYEES' paid $2,370 less in closing costs than the county median.
County Median Costs
$6,144
+7.1% vs North Carolina ($5,736)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$2,500
Purchase Originations
142
Denial Rate
8.7%
vs North Carolina avg (9.1%)
vs North Carolina Median
7.1% above
$408
vs National Median
8.0% below
$-536
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,774 | 6.150% | $1,560 | 12 | −$1,431 | |
| 2 | $6,893 | 6.625% | $4,135 | 15 | +$1,688 |
Includes lenders with 10+ purchase originations in Chowan County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.