Lowest closing cost mortgage lenders in Waseca County County, Minnesota
In Waseca County, Minnesota, homebuyers paid a median of $5,735 in closing costs in 2024 — near the Minnesota median of $5,722. The county saw 156 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Minnwest Bank offered the lowest median costs at $4,532, which is $362 less than the county median.
Homebuyers in Waseca County County who chose Minnwest Bank paid $1,203 less in closing costs than the county median.
County Median Costs
$5,735
+0.2% vs Minnesota ($5,722)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,761
Purchase Originations
156
vs Minnesota Median
0.2% above
$13
vs National Median
14.9% below
$-1,006
Lender rankings in Waseca County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,532 | 6.250% | $2,401 | 19 | −$362 | |
| 2 | $5,325 | 7.075% | $2,924 | 13 | +$430 | |
| 3 | $5,788 | 6.624% | $3,400 | 10 | +$893 |
Includes lenders with 10+ purchase originations in Waseca County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.