County Median Costs
$5,494
−1.2% vs Minnesota ($5,563)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$2,063
Purchase Originations
142
Denial Rate
7.2%
vs Minnesota avg (5.7%)
vs Minnesota Median
1.2% below
$-69
vs National Median
17.8% below
$-1,186
0 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.