Lowest closing cost mortgage lenders in Pine County County, Minnesota
In Pine County, Minnesota, homebuyers paid a median of $6,206 in closing costs in 2024 — above the Minnesota median of $5,722. The county saw 219 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Frandsen Bank & Trust offered the lowest median costs at $4,729, which is $512 less than the county median.
Homebuyers in Pine County County who chose Frandsen Bank & Trust paid $1,477 less in closing costs than the county median.
County Median Costs
$6,206
+8.5% vs Minnesota ($5,722)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,880
Purchase Originations
219
vs Minnesota Median
8.5% above
$484
vs National Median
7.9% below
$-535
Lender rankings in Pine County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,729 | 6.500% | $2,452 | 10 | −$512 | |
| 2 | $7,323 | 6.990% | $4,525 | 10 | +$2,082 | |
| 3 | $7,666 | 6.625% | $4,710 | 13 | +$2,425 |
Includes lenders with 10+ purchase originations in Pine County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.