Lowest closing cost mortgage lenders in Lake County County, Minnesota
In Lake County, Minnesota, homebuyers paid a median of $5,319 in closing costs in 2024 — below the Minnesota median of $5,722. The county saw 103 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, North Shore Federal Credit Union offered the lowest median costs at $3,108, which is $1,606 less than the county median.
Homebuyers in Lake County County who chose North Shore Federal Credit Union paid $2,211 less in closing costs than the county median.
County Median Costs
$5,319
−7.0% vs Minnesota ($5,722)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,610
Purchase Originations
103
vs Minnesota Median
7.0% below
$-403
vs National Median
21.1% below
$-1,422
Lender rankings in Lake County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,108 | 7.000% | $959 | 17 | −$1,606 | |
| 2 | $4,613 | 7.170% | $2,265 | 11 | −$100 | |
| 3 | $5,072 | 6.812% | $2,774 | 16 | +$359 |
Includes lenders with 10+ purchase originations in Lake County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.