Homebuyers in Lake County County who chose North Shore Federal Credit Union paid $2,163 less in closing costs than the county median.
County Median Costs
$4,675
−16.0% vs Minnesota ($5,563)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,950
Purchase Originations
118
Denial Rate
6.7%
vs Minnesota avg (5.7%)
vs Minnesota Median
16.0% below
$-888
vs National Median
30.0% below
$-2,005
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,512 | 6.250% | $1,612 | 34 | −$1,906 | |
| 2 | $4,672 | 6.375% | $2,315 | 19 | +$253 | |
| 3 | $6,392 | 6.562% | $3,796 | 10 | +$1,973 |
Includes lenders with 10+ purchase originations in Lake County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.