Lowest closing cost mortgage lenders in Houston County County, Minnesota
In Houston County, Minnesota, homebuyers paid a median of $3,268 in closing costs in 2024 — below the Minnesota median of $5,722. The county saw 121 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, ALTRA Federal Credit Union offered the lowest median costs at $2,623, which is $458 less than the county median.
Homebuyers in Houston County County who chose ALTRA Federal Credit Union paid $645 less in closing costs than the county median.
County Median Costs
$3,268
−42.9% vs Minnesota ($5,722)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,075
Purchase Originations
121
vs Minnesota Median
42.9% below
$-2,454
vs National Median
51.5% below
$-3,473
Lender rankings in Houston County County
2 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.