Homebuyers in Houston County County who chose Merchants Bank, National Association paid $1,113 less in closing costs than the county median.
County Median Costs
$3,682
−33.8% vs Minnesota ($5,563)
Median Rate
6.530%
+0.6% vs national (6.490%)
Median Origination
$1,120
Purchase Originations
115
Denial Rate
1.3%
vs Minnesota avg (5.7%)
vs Minnesota Median
33.8% below
$-1,881
vs National Median
44.9% below
$-2,998
2 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.