Lowest closing cost mortgage lenders in Goodhue County County, Minnesota
In Goodhue County, Minnesota, homebuyers paid a median of $5,908 in closing costs in 2024 — above the Minnesota median of $5,722. The county saw 405 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Merchants Bank, National Association offered the lowest median costs at $3,926, which is $1,337 less than the county median.
Homebuyers in Goodhue County County who chose Merchants Bank, National Association paid $1,982 less in closing costs than the county median.
County Median Costs
$5,908
+3.3% vs Minnesota ($5,722)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,882
Purchase Originations
405
vs Minnesota Median
3.3% above
$186
vs National Median
12.4% below
$-833
Lender rankings in Goodhue County County
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,926 | 6.400% | $1,758 | 32 | −$1,337 | |
| 2 | $5,775 | 6.625% | $3,830 | 13 | +$512 | |
| 3 | $5,862 | 6.625% | $3,623 | 46 | +$599 | |
| 4 | $5,986 | 6.875% | $3,975 | 15 | +$722 | |
| 5 | $6,104 | 6.624% | $3,730 | 27 | +$841 | |
| 6 | $6,222 | 6.490% | $3,993 | 11 | +$959 | |
| 7 | $6,806 | 6.625% | $4,522 | 12 | +$1,543 |
Includes lenders with 10+ purchase originations in Goodhue County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.