Lowest closing cost mortgage lenders in Becker County County, Minnesota
In Becker County, Minnesota, homebuyers paid a median of $5,588 in closing costs in 2024 — below the Minnesota median of $5,722. The county saw 239 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, UNITED WHOLESALE MORTGAGE, LLC offered the lowest median costs at $3,757, which is $5 less than the county median.
Homebuyers in Becker County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $1,831 less in closing costs than the county median.
County Median Costs
$5,588
−2.3% vs Minnesota ($5,722)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,858
Purchase Originations
239
vs Minnesota Median
2.3% below
$-134
vs National Median
17.1% below
$-1,153
Lender rankings in Becker County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,111 | 6.875% | $2,795 | 13 | −$1,075 | |
| 2 | $4,907 | 6.490% | $2,709 | 18 | −$279 | |
| 3 | $4,914 | 6.562% | $2,438 | 10 | −$272 | |
| 4 | $5,068 | 6.697% | $2,985 | 58 | −$118 | |
| 5 | $5,232 | 6.625% | $3,222 | 11 | +$46 | |
| 6 | $5,636 | 6.125% | $3,295 | 14 | +$450 |
Includes lenders with 10+ purchase originations in Becker County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.