Homebuyers in Leelanau County County who chose Independent Bank paid $758 less in closing costs than the county median.
County Median Costs
$5,391
+19.4% vs Michigan ($4,514)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,429
Purchase Originations
136
Denial Rate
4.5%
vs Michigan avg (12.0%)
vs Michigan Median
19.4% above
$877
vs National Median
19.3% below
$-1,289
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,633 | 6.625% | $1,602 | 14 | −$471 | |
| 2 | $5,122 | 6.688% | $2,423 | 22 | +$18 | |
| 3 | $5,334 | 6.115% | $1,008 | 17 | +$230 |
Includes lenders with 10+ purchase originations in Leelanau County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.