Lowest closing cost mortgage lenders in Leelanau County County, Michigan
In Leelanau County, Michigan, homebuyers paid a median of $5,108 in closing costs in 2024 — above the Michigan median of $4,438. The county saw 148 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Independent Bank offered the lowest median costs at $4,027, which is $1,026 less than the county median.
Homebuyers in Leelanau County County who chose Independent Bank paid $1,081 less in closing costs than the county median.
County Median Costs
$5,108
+15.1% vs Michigan ($4,438)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,395
Purchase Originations
148
vs Michigan Median
15.1% above
$670
vs National Median
24.2% below
$-1,633
Lender rankings in Leelanau County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,027 | 6.938% | $1,353 | 12 | −$1,026 | |
| 2 | $4,153 | 6.812% | $1,190 | 14 | −$900 | |
| 3 | $4,835 | 7.124% | $2,417 | 21 | −$218 | |
| 4 | $5,791 | 6.500% | $1,390 | 32 | +$738 |
Includes lenders with 10+ purchase originations in Leelanau County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.