Lowest closing cost mortgage lenders in Kalkaska County County, Michigan
In Kalkaska County, Michigan, homebuyers paid a median of $4,952 in closing costs in 2024 — above the Michigan median of $4,438. The county saw 174 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, UNITED WHOLESALE MORTGAGE, LLC offered the lowest median costs at $4,096.
Homebuyers in Kalkaska County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $856 less in closing costs than the county median.
County Median Costs
$4,952
+11.6% vs Michigan ($4,438)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$2,016
Purchase Originations
174
vs Michigan Median
11.6% above
$514
vs National Median
26.5% below
$-1,789
Lender rankings in Kalkaska County County
1 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.