THE UNION BANK COMPANY closing costs and rates (2024)
In 2024, THE UNION BANK COMPANY originated 250 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,123. That is $2,618 below the national median of $6,741. THE UNION BANK COMPANY is most active in Ohio with 244 originations there.
Purchase Originations
250
Median Total Costs
$4,123
−38.8% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,480
Median Lender Credits
$600
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 214 | 6.625% | $4,015 | $1,480 |
| fha | 21 | 6.500% | $9,013 | $1,480 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,190 | 7.000% | — | 3 | −$933 | |
| 2 | $3,348 | 7.438% | — | 4 | −$775 | |
| 3 | $3,425 | 6.750% | — | 3 | −$698 | |
| 4 | $3,618 | 6.688% | — | 18 | −$505 | |
| 5 | $3,635 | 6.500% | — | 5 | −$488 | |
| 6 | $3,635 | 6.125% | — | 3 | −$488 | |
| 7 | $3,662 | 6.625% | — | 3 | −$461 | |
| 8 | $3,786 | 6.750% | — | 20 | −$337 | |
| 9 | $3,863 | 6.500% | — | 9 | −$260 | |
| 10 | $3,932 | 6.875% | — | 4 | −$191 | |
| 11 | $3,983 | 6.938% | — | 4 | −$140 | |
| 12 | $4,016 | 7.125% | — | 3 | −$107 | |
| 13 | $4,096 | 6.750% | — | 3 | −$27 | |
| 14 | $4,109 | 7.375% | — | 4 | −$14 | |
| 15 | $4,182 | 6.375% | — | 10 | +$59 | |
| 16 | $4,233 | 6.625% | — | 92 | +$110 | |
| 17 | $4,361 | 6.625% | — | 6 | +$238 | |
| 18 | $4,518 | 6.625% | — | 18 | +$395 | |
| 19 | $4,820 | 6.250% | — | 7 | +$697 | |
| 20 | $6,570 | 6.625% | — | 3 | +$2,447 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.