HOME ACCESS FINANCIAL, LLC closing costs and rates (2024)
In 2024, HOME ACCESS FINANCIAL, LLC originated 107 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $10,775. That is $4,034 above the national median of $6,741. HOME ACCESS FINANCIAL, LLC is most active in Florida with 75 originations there.
Purchase Originations
107
Median Total Costs
$10,775
+59.8% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$3,617
Median Lender Credits
$148
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 59 | 6.875% | $7,001 | $3,342 |
| fha | 48 | 6.750% | $13,638 | $4,215 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 75 | 6.750% | $11,056 | #272 |
| Georgia | 13 | 6.625% | $11,365 | — |
| South Carolina | 9 | 6.990% | $4,191 | — |
| Texas | 6 | 6.750% | $8,893 | — |
| North Carolina | 3 | 7.125% | $8,617 | — |
| Tennessee | 1 | 6.625% | $11,230 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,783 | 6.990% | — | 3 | −$5,992 | |
| 2 | $5,325 | 7.000% | — | 2 | −$5,450 | |
| 3 | $5,893 | 8.000% | — | 1 | −$4,882 | |
| 4 | $7,959 | 7.062% | — | 4 | −$2,816 | |
| 5 | $9,113 | 6.375% | — | 2 | −$1,662 | |
| 6 | $9,447 | 6.750% | — | 12 | −$1,328 | |
| 7 | $10,156 | 6.812% | — | 2 | −$619 | |
| 8 | $10,260 | 6.500% | — | 1 | −$515 | |
| 9 | $10,469 | 6.750% | — | 3 | −$306 | |
| 10 | $10,835 | 6.938% | — | 4 | +$60 | |
| 11 | $10,848 | 6.250% | — | 5 | +$73 | |
| 12 | $10,885 | 6.500% | — | 13 | +$110 | |
| 13 | $10,902 | 7.000% | — | 1 | +$127 | |
| 14 | $11,124 | 7.245% | — | 2 | +$349 | |
| 15 | $11,283 | 6.125% | — | 3 | +$508 | |
| 16 | $11,328 | 6.750% | — | 25 | +$553 | |
| 17 | $11,640 | 6.000% | — | 1 | +$865 | |
| 18 | $11,659 | 7.500% | — | 3 | +$884 | |
| 19 | $11,669 | 6.250% | — | 2 | +$894 | |
| 20 | $12,918 | 6.750% | — | 5 | +$2,143 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.