FINANCIAL CONCEPTS MORTGAGE, LLC closing costs and rates (2024)
In 2024, FINANCIAL CONCEPTS MORTGAGE, LLC originated 171 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $7,320. That is $579 above the national median of $6,741. FINANCIAL CONCEPTS MORTGAGE, LLC is most active in Oklahoma with 168 originations there.
Purchase Originations
171
Median Total Costs
$7,320
+8.6% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,479
Median Lender Credits
$142
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 75 | 6.625% | $4,842 | $2,064 |
| fha | 60 | 6.750% | $8,343 | $1,479 |
| va | 34 | 6.625% | $7,383 | $1,395 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,842 | 7.250% | — | 1 | −$2,478 | |
| 2 | $5,281 | 7.250% | — | 1 | −$2,039 | |
| 3 | $5,467 | 6.750% | — | 3 | −$1,853 | |
| 4 | $5,907 | 6.875% | — | 7 | −$1,413 | |
| 5 | $6,306 | 6.250% | — | 1 | −$1,014 | |
| 6 | $6,724 | 7.125% | — | 1 | −$596 | |
| 7 | $6,828 | 6.750% | — | 72 | −$492 | |
| 8 | $7,260 | 6.500% | — | 2 | −$60 | |
| 9 | $7,338 | 6.750% | — | 1 | +$18 | |
| 10 | $7,375 | 7.500% | — | 1 | +$55 | |
| 11 | $7,445 | 6.625% | — | 21 | +$125 | |
| 12 | $7,479 | 5.875% | — | 1 | +$159 | |
| 13 | $7,707 | 6.750% | — | 19 | +$387 | |
| 14 | $7,731 | 6.562% | — | 26 | +$411 | |
| 15 | $8,019 | 6.438% | — | 2 | +$699 | |
| 16 | $8,584 | 7.125% | — | 1 | +$1,264 | |
| 17 | $9,211 | 6.875% | — | 6 | +$1,891 | |
| 18 | $10,765 | 6.438% | — | 2 | +$3,445 | |
| 19 | $12,581 | 6.688% | — | 2 | +$5,261 | |
| 20 | $14,100 | 6.750% | — | 1 | +$6,780 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.