Dime Community Bank closing costs and rates (2024)
In 2024, Dime Community Bank originated 145 purchase mortgages at a median interest rate of 6.12% and median total closing costs of $6,216. That is $525 below the national median of $6,741. Dime Community Bank is most active in New York with 143 originations there.
Purchase Originations
145
Median Total Costs
$6,216
−7.8% vs national ($6,741)
Median Rate
6.125%
−7.5% vs national (6.620%)
Median Origination
$1,200
Median Lender Credits
$51
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 145 | 6.125% | $6,216 | $1,200 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 143 | 6.125% | $6,216 | #103 |
| New Jersey | 2 | 6.250% | $5,960 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,379 | 6.375% | — | 26 | −$1,837 | |
| 2 | $5,071 | 5.875% | — | 1 | −$1,145 | |
| 3 | $5,208 | 5.750% | — | 1 | −$1,008 | |
| 4 | $5,661 | 5.875% | — | 22 | −$555 | |
| 5 | $5,780 | 6.125% | — | 15 | −$436 | |
| 6 | $5,883 | 6.188% | — | 26 | −$333 | |
| 7 | $6,035 | 5.750% | — | 1 | −$181 | |
| 8 | $6,205 | 6.062% | — | 2 | −$11 | |
| 9 | $6,396 | 6.188% | — | 24 | +$180 | |
| 10 | $6,609 | 6.000% | — | 1 | +$393 | |
| 11 | $6,850 | 6.625% | — | 1 | +$634 | |
| 12 | $7,444 | 6.250% | — | 25 | +$1,228 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.