AUGUSTA MORTGAGE CO. closing costs and rates (2024)
In 2024, AUGUSTA MORTGAGE CO. originated 154 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $7,964. That is $1,223 above the national median of $6,741. AUGUSTA MORTGAGE CO. is most active in Georgia with 138 originations there.
Purchase Originations
154
Median Total Costs
$7,964
+18.1% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$3,485
Median Lender Credits
$775
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 85 | 6.375% | $6,601 | $3,678 |
| va | 41 | 6.125% | $11,833 | $0 |
| fha | 28 | 5.995% | $11,588 | $3,656 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Georgia | 138 | 6.250% | $7,866 | #120 |
| South Carolina | 16 | 6.438% | $8,418 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,265 | 5.500% | — | 3 | −$2,699 | |
| 2 | $6,772 | 5.875% | — | 1 | −$1,192 | |
| 3 | $7,483 | 6.125% | — | 31 | −$481 | |
| 4 | $7,493 | 6.125% | — | 2 | −$471 | |
| 5 | $7,681 | 6.312% | — | 12 | −$283 | |
| 6 | $8,090 | 6.500% | — | 3 | +$126 | |
| 7 | $8,134 | 6.750% | — | 3 | +$170 | |
| 8 | $8,334 | 6.250% | — | 95 | +$370 | |
| 9 | $11,955 | 6.125% | — | 1 | +$3,991 | |
| 10 | $12,487 | 6.624% | — | 1 | +$4,523 | |
| 11 | $12,808 | 7.125% | — | 1 | +$4,844 | |
| 12 | $17,645 | 5.750% | — | 1 | +$9,681 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.