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Lowest closing cost mortgage lenders in Ohio County County, Kentucky

In Ohio County, Kentucky, homebuyers paid a median of $4,828 in closing costs in 2024 — below the Kentucky median of $4,996. The county saw 143 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Liberty Credit Union offered the lowest median costs at $3,067, which is $387 less than the county median.

Homebuyers in Ohio County County who chose Liberty Credit Union paid $1,761 less in closing costs than the county median.

County Median Costs

$4,828

−3.4% vs Kentucky ($4,996)

Median Rate

6.750%

+2.0% vs national (6.620%)

Median Origination

$1,590

Purchase Originations

143

vs Kentucky Median

3.4% below

$-168

vs National Median

28.4% below

$-1,913

Lender rankings in Ohio County County

1 lenders with 10+ originations, ranked by median total loan costs.

Fewer than 3 qualifying lenders in this county.

View all Kentucky lender rankings →

View detailed closing cost breakdowns and user reviews for lenders in Kentucky Lender Directory

Found your lender? Make sure their quote is fair.

HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.