Lowest closing cost mortgage lenders in Johnson County County, Kentucky
In Johnson County, Kentucky, homebuyers paid a median of $5,480 in closing costs in 2024 — above the Kentucky median of $4,996. The county saw 112 purchase mortgages at a median rate of 6.70%. Among lenders with 10+ originations, Community Trust Bank, Inc. offered the lowest median costs at $2,399, which is $1,065 less than the county median.
Homebuyers in Johnson County County who chose Community Trust Bank, Inc. paid $3,081 less in closing costs than the county median.
County Median Costs
$5,480
+9.7% vs Kentucky ($4,996)
Median Rate
6.700%
+1.2% vs national (6.620%)
Median Origination
$2,098
Purchase Originations
112
vs Kentucky Median
9.7% above
$484
vs National Median
18.7% below
$-1,261
Lender rankings in Johnson County County
2 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.