Lowest closing cost mortgage lenders in Hopkins County County, Kentucky
In Hopkins County, Kentucky, homebuyers paid a median of $4,856 in closing costs in 2024 — below the Kentucky median of $4,996. The county saw 298 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $1,444, which is $3,659 less than the county median.
Homebuyers in Hopkins County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,412 less in closing costs than the county median.
County Median Costs
$4,856
−2.8% vs Kentucky ($4,996)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,428
Purchase Originations
298
vs Kentucky Median
2.8% below
$-140
vs National Median
28.0% below
$-1,885
Lender rankings in Hopkins County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,409 | 6.750% | $842 | 10 | −$384 | |
| 2 | $3,457 | 6.625% | $1,400 | 19 | −$336 | |
| 3 | $4,256 | 6.625% | $2,178 | 37 | +$463 |
Includes lenders with 10+ purchase originations in Hopkins County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.