Lowest closing cost mortgage lenders in Hart County County, Kentucky
In Hart County, Kentucky, homebuyers paid a median of $5,227 in closing costs in 2024 — above the Kentucky median of $4,996. The county saw 164 purchase mortgages at a median rate of 6.84%. Among lenders with 10+ originations, The Cecilian Bank offered the lowest median costs at $3,056, which is $642 less than the county median.
Homebuyers in Hart County County who chose The Cecilian Bank paid $2,171 less in closing costs than the county median.
County Median Costs
$5,227
+4.6% vs Kentucky ($4,996)
Median Rate
6.840%
+3.3% vs national (6.620%)
Median Origination
$1,700
Purchase Originations
164
vs Kentucky Median
4.6% above
$231
vs National Median
22.5% below
$-1,514
Lender rankings in Hart County County
1 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.