Homebuyers in Graves County County who chose Independence Bank of Kentucky paid $2,269 less in closing costs than the county median.
County Median Costs
$5,190
+3.6% vs Kentucky ($5,007)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,357
Purchase Originations
239
Denial Rate
13.9%
vs Kentucky avg (15.1%)
vs Kentucky Median
3.6% above
$183
vs National Median
22.3% below
$-1,490
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,921 | 6.688% | $550 | 10 | −$620 | |
| 2 | $3,334 | 6.688% | $1,170 | 10 | −$207 | |
| 3 | $3,541 | 6.625% | $1,477 | 25 | +$0 |
Includes lenders with 10+ purchase originations in Graves County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.