Lowest closing cost mortgage lenders in Floyd County County, Kentucky
In Floyd County, Kentucky, homebuyers paid a median of $5,159 in closing costs in 2024 — above the Kentucky median of $4,996. The county saw 157 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Community Trust Bank, Inc. offered the lowest median costs at $2,163, which is $1,692 less than the county median.
Homebuyers in Floyd County County who chose Community Trust Bank, Inc. paid $2,996 less in closing costs than the county median.
County Median Costs
$5,159
+3.3% vs Kentucky ($4,996)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,889
Purchase Originations
157
vs Kentucky Median
3.3% above
$163
vs National Median
23.5% below
$-1,582
Lender rankings in Floyd County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,163 | 6.500% | $650 | 17 | −$1,692 | |
| 2 | $6,852 | 8.750% | $4,650 | 15 | +$2,997 |
Includes lenders with 10+ purchase originations in Floyd County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.