Lowest closing cost mortgage lenders in Carter County County, Kentucky
In Carter County, Kentucky, homebuyers paid a median of $5,568 in closing costs in 2024 — above the Kentucky median of $4,996. The county saw 135 purchase mortgages at a median rate of 6.89%. Among lenders with 10+ originations, UNITED WHOLESALE MORTGAGE, LLC offered the lowest median costs at $4,083, which is $786 less than the county median.
Homebuyers in Carter County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $1,485 less in closing costs than the county median.
County Median Costs
$5,568
+11.4% vs Kentucky ($4,996)
Median Rate
6.890%
+4.1% vs national (6.620%)
Median Origination
$2,450
Purchase Originations
135
vs Kentucky Median
11.4% above
$572
vs National Median
17.4% below
$-1,173
Lender rankings in Carter County County
2 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.