Lowest closing cost mortgage lenders in Breckinridge County County, Kentucky
In Breckinridge County, Kentucky, homebuyers paid a median of $4,632 in closing costs in 2024 — below the Kentucky median of $4,996. The county saw 145 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, The Cecilian Bank offered the lowest median costs at $3,027, which is $522 less than the county median.
Homebuyers in Breckinridge County County who chose The Cecilian Bank paid $1,605 less in closing costs than the county median.
County Median Costs
$4,632
−7.3% vs Kentucky ($4,996)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,402
Purchase Originations
145
vs Kentucky Median
7.3% below
$-364
vs National Median
31.3% below
$-2,109
Lender rankings in Breckinridge County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,027 | 6.970% | $1,363 | 23 | −$522 | |
| 2 | $7,828 | 8.750% | $4,971 | 12 | +$4,279 |
Includes lenders with 10+ purchase originations in Breckinridge County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.