Homebuyers in Woodford County County who chose CITIZENS EQUITY FIRST CREDIT UNION paid $826 less in closing costs than the county median.
County Median Costs
$2,858
−54.3% vs Illinois ($6,250)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,080
Purchase Originations
329
Denial Rate
14.9%
vs Illinois avg (7.5%)
vs Illinois Median
54.3% below
$-3,392
vs National Median
57.2% below
$-3,822
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,032 | 6.375% | $350 | 59 | −$713 | |
| 2 | $2,360 | 7.175% | $395 | 16 | −$385 | |
| 3 | $2,397 | 6.750% | $695 | 21 | −$348 | |
| 4 | $2,692 | 6.490% | $1,245 | 15 | −$53 | |
| 5 | $2,720 | 6.750% | $1,045 | 19 | −$25 | |
| 6 | $2,959 | 6.625% | $1,087 | 32 | +$214 | |
| 7 | $3,131 | 6.624% | $1,651 | 10 | +$386 |
Includes lenders with 10+ purchase originations in Woodford County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.