Lowest closing cost mortgage lenders in Woodford County County, Illinois
In Woodford County, Illinois, homebuyers paid a median of $2,908 in closing costs in 2024 — below the Illinois median of $6,096. The county saw 269 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, CITIZENS EQUITY FIRST CREDIT UNION offered the lowest median costs at $1,787, which is $759 less than the county median.
Homebuyers in Woodford County County who chose CITIZENS EQUITY FIRST CREDIT UNION paid $1,121 less in closing costs than the county median.
County Median Costs
$2,908
−52.3% vs Illinois ($6,096)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$995
Purchase Originations
269
vs Illinois Median
52.3% below
$-3,188
vs National Median
56.9% below
$-3,833
Lender rankings in Woodford County County
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,787 | 6.625% | $0 | 43 | −$759 | |
| 2 | $2,115 | 7.000% | $695 | 14 | −$431 | |
| 3 | $2,395 | 7.000% | $395 | 11 | −$151 | |
| 4 | $2,621 | 6.625% | $995 | 27 | +$75 | |
| 5 | $3,138 | 6.875% | $1,045 | 20 | +$592 | |
| 6 | $3,600 | 6.999% | $1,994 | 10 | +$1,054 |
Includes lenders with 10+ purchase originations in Woodford County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.