Homebuyers in Livingston County County who chose MORTGAGE RESEARCH CENTER, LLC paid $1,929 less in closing costs than the county median.
County Median Costs
$3,757
−39.9% vs Illinois ($6,250)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,383
Purchase Originations
241
Denial Rate
12.0%
vs Illinois avg (7.5%)
vs Illinois Median
39.9% below
$-2,493
vs National Median
43.8% below
$-2,923
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,464 | 7.000% | $525 | 13 | −$567 | |
| 2 | $2,502 | 6.375% | $961 | 13 | −$529 | |
| 3 | $2,650 | 6.500% | $1,045 | 11 | −$381 | |
| 4 | $4,626 | 6.875% | $2,803 | 12 | +$1,595 |
Includes lenders with 10+ purchase originations in Livingston County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.