Lowest closing cost mortgage lenders in Livingston County County, Illinois
In Livingston County, Illinois, homebuyers paid a median of $3,496 in closing costs in 2024 — below the Illinois median of $6,096. The county saw 247 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, BANK OF PONTIAC offered the lowest median costs at $1,833, which is $808 less than the county median.
Homebuyers in Livingston County County who chose BANK OF PONTIAC paid $1,663 less in closing costs than the county median.
County Median Costs
$3,496
−42.6% vs Illinois ($6,096)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$1,364
Purchase Originations
247
vs Illinois Median
42.6% below
$-2,600
vs National Median
48.1% below
$-3,245
Lender rankings in Livingston County County
1 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.