Lowest closing cost mortgage lenders in Jackson County County, Illinois
In Jackson County, Illinois, homebuyers paid a median of $3,459 in closing costs in 2024 — below the Illinois median of $6,096. The county saw 228 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, SIU Credit Union offered the lowest median costs at $1,746, which is $1,410 less than the county median.
Homebuyers in Jackson County County who chose SIU Credit Union paid $1,713 less in closing costs than the county median.
County Median Costs
$3,459
−43.3% vs Illinois ($6,096)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,313
Purchase Originations
228
vs Illinois Median
43.3% below
$-2,637
vs National Median
48.7% below
$-3,282
Lender rankings in Jackson County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,746 | 6.375% | $630 | 23 | −$1,410 | |
| 2 | $3,059 | 6.750% | $1,458 | 19 | −$97 | |
| 3 | $4,514 | 6.990% | $2,486 | 17 | +$1,358 |
Includes lenders with 10+ purchase originations in Jackson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.