Lowest closing cost mortgage lenders in Fulton County County, Illinois
In Fulton County, Illinois, homebuyers paid a median of $3,195 in closing costs in 2024 — below the Illinois median of $6,096. The county saw 219 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, CITIZENS EQUITY FIRST CREDIT UNION offered the lowest median costs at $1,343, which is $993 less than the county median.
Homebuyers in Fulton County County who chose CITIZENS EQUITY FIRST CREDIT UNION paid $1,852 less in closing costs than the county median.
County Median Costs
$3,195
−47.6% vs Illinois ($6,096)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,045
Purchase Originations
219
vs Illinois Median
47.6% below
$-2,901
vs National Median
52.6% below
$-3,546
Lender rankings in Fulton County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,343 | 6.750% | $175 | 30 | −$993 | |
| 2 | $2,223 | 6.875% | $695 | 20 | −$113 | |
| 3 | $2,742 | 6.625% | $1,032 | 23 | +$406 |
Includes lenders with 10+ purchase originations in Fulton County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.