Homebuyers in Fulton County County who chose CITIZENS EQUITY FIRST CREDIT UNION paid $2,068 less in closing costs than the county median.
County Median Costs
$3,015
−51.8% vs Illinois ($6,250)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,080
Purchase Originations
225
Denial Rate
11.9%
vs Illinois avg (7.5%)
vs Illinois Median
51.8% below
$-3,235
vs National Median
54.9% below
$-3,665
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $947 | 6.625% | $0 | 39 | −$1,505 | |
| 2 | $2,294 | 6.625% | $695 | 21 | −$158 | |
| 3 | $3,155 | 6.750% | $1,594 | 30 | +$703 |
Includes lenders with 10+ purchase originations in Fulton County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.