Homebuyers in Adams County County who chose United Community Bank paid $1,432 less in closing costs than the county median.
County Median Costs
$3,411
−45.4% vs Illinois ($6,250)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,145
Purchase Originations
372
Denial Rate
6.6%
vs Illinois avg (7.5%)
vs Illinois Median
45.4% below
$-2,839
vs National Median
48.9% below
$-3,269
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,979 | 6.625% | $495 | 64 | −$430 | |
| 2 | $1,995 | 6.562% | $780 | 50 | −$414 | |
| 3 | $3,654 | 6.490% | $1,719 | 20 | +$1,245 |
Includes lenders with 10+ purchase originations in Adams County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.