Lowest closing cost mortgage lenders in Franklin County County, Idaho
In Franklin County, Idaho, homebuyers paid a median of $8,228 in closing costs in 2024 — below the Idaho median of $8,726. The county saw 122 purchase mortgages at a median rate of 6.31%. Among lenders with 10+ originations, UNITED WHOLESALE MORTGAGE, LLC offered the lowest median costs at $6,988.
Homebuyers in Franklin County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $1,240 less in closing costs than the county median.
County Median Costs
$8,228
−5.7% vs Idaho ($8,726)
Median Rate
6.310%
−4.7% vs national (6.620%)
Median Origination
$4,352
Purchase Originations
122
vs Idaho Median
5.7% below
$-498
vs National Median
22.1% above
$1,487
Lender rankings in Franklin County County
2 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Idaho → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.