Lowest closing cost mortgage lenders in Clay County County, Iowa
In Clay County, Iowa, homebuyers paid a median of $3,157 in closing costs in 2024 — above the Iowa median of $2,784. The county saw 140 purchase mortgages at a median rate of 6.56%. Among lenders with 10+ originations, IOWA BANKERS MORTGAGE CORPORATION offered the lowest median costs at $2,335, which is $217 less than the county median.
Homebuyers in Clay County County who chose IOWA BANKERS MORTGAGE CORPORATION paid $822 less in closing costs than the county median.
County Median Costs
$3,157
+13.4% vs Iowa ($2,784)
Median Rate
6.560%
−0.9% vs national (6.620%)
Median Origination
$1,137
Purchase Originations
140
vs Iowa Median
13.4% above
$373
vs National Median
53.2% below
$-3,584
Lender rankings in Clay County County
2 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.