Lowest closing cost mortgage lenders in Cerro Gordo County County, Iowa
In Cerro Gordo County, Iowa, homebuyers paid a median of $3,710 in closing costs in 2024 — above the Iowa median of $2,784. The county saw 186 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, U.S. Bank National Association offered the lowest median costs at $2,674, which is $429 less than the county median.
Homebuyers in Cerro Gordo County County who chose U.S. Bank National Association paid $1,036 less in closing costs than the county median.
County Median Costs
$3,710
+33.3% vs Iowa ($2,784)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,385
Purchase Originations
186
vs Iowa Median
33.3% above
$926
vs National Median
45.0% below
$-3,031
Lender rankings in Cerro Gordo County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,674 | 6.500% | $1,031 | 16 | −$429 | |
| 2 | $2,904 | 6.625% | $1,249 | 10 | −$199 | |
| 3 | $3,297 | 6.500% | $1,388 | 26 | +$194 | |
| 4 | $4,692 | 6.990% | $3,028 | 11 | +$1,589 |
Includes lenders with 10+ purchase originations in Cerro Gordo County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.