Homebuyers in Cerro Gordo County County who chose MORTGAGE RESEARCH CENTER, LLC paid $1,802 less in closing costs than the county median.
County Median Costs
$3,519
+28.2% vs Iowa ($2,744)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,296
Purchase Originations
192
Denial Rate
9.8%
vs Iowa avg (7.0%)
vs Iowa Median
28.2% above
$775
vs National Median
47.3% below
$-3,161
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,611 | 6.500% | $1,225 | 12 | −$542 | |
| 2 | $2,890 | 6.625% | $1,098 | 21 | −$263 | |
| 3 | $3,313 | 6.375% | $1,268 | 21 | +$160 |
Includes lenders with 10+ purchase originations in Cerro Gordo County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.